Understanding Loan Terms
Beyond rate type, loan length matters. A 15-year mortgage builds equity faster but raises monthly payments; a 30-year term lowers payments but increases total interest.
Summary
The Bottom Line
Mortgages aren’t one-size-fits-all. The best loan is the one aligned with your income stability, long-term plans, and comfort with risk. Compare offers, calculate scenarios, and remember — choosing a mortgage is choosing your financial rhythm for years to come.
Published on Oct 29, 2025
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